5 Best SBI Credit Cards

When it comes to banking, SBI is one of the most reliable public sector banks in India. Not only does it offer seamless and hassle free banking, it also provides great features and benefits with its product. SBI also offers one of the best Credit Cards . Let’s have a look at 5 best credit cards from SBI. This will help you apply for sbi credit card that best suits your needs. We will also let you know the sbi ifsc code for credit card payment.

  1.  SBI Platinum Credit Card

This is a premium offering from SBI which gives you numerous options for departmental store, dining and international purchases. It also gives you facility of cash withdrawal, sms alerts and conversion of purchases into monthly installments

Features-

Joining Fee- Rs 2999

Annual Fee- Rs 2999

Interest Charge- Up to 3.35% p.m. (40.2% p.a.) from the transaction date

  1. SBI Signature Card

Though a bit expensive, this card is suitable for those who pay utility bills regularly and purchase transport tickets. This card gives good reward points which you can redeem later for exciting offers and gifts.

Features-

Joining Fee- Rs 4999

Annual Fee- Rs 4999

Interest Charge- Up to 3.35% p.m. (40.2% p.a.) from the transaction date

  1. SBI Gold & More Card

This card is suited best for those who spend reasonably. It gives good offers on converting your spends into EMI’s.  The downside of this card is that it does not provide much reward points. However this is a very economical card to hold providing most of the good features of a credit card.

Features-

Joining Fee- Rs 499

Annual Fee- Rs 499

Interest Charge- Up to 3.35% p.m. (40.2% p.a.) from the transaction date

  1. Yatra SBI Card

This card is great for use if you often travel and shop internationally.  Having tied up with yatra.com, this card offers discounts on international travel and holidays. Along with this it also gives good reward points on payment of utility bills.

Features-

Joining Fee- Rs 499

Annual Fee- Rs 499

Interest Charge- Up to 3.35% p.m. (40.2% p.a.) from the transaction date

  1. Air India SBI Platinum Card

SBI has tied up with Air India and introduced a platinum card which is great for people who travel for work or family trips within India. It gives numerous rewards and has been designed specifically for travel and offers discounts on your travel and tour purchases.

Features-

Joining Fee- Rs  1499

Annual Fee- Rs  1499

Interest Charge- Up to 3.35% p.m. (40.2% p.a.) from the transaction date

Hope this article will help you to apply for sbi credit card that best suits your needs.

You can use NEFT payment option to pay your credit card bill. The sbi  ifsc code for credit card payment  is SBIN00CARDS. In beneficiary’s account number, enter your card number. Bank name would be “SBI Credit Card – NEFT” and address “PAYMENT SYSTEMS GROUP, STATE BANK GITC, CBD BELAPUR, NAVI MUMBAI.”